Insurance

Last Updated: Dec 4th, 2014

NWT Soccer Association (NWTSA)  covers its Members with Commercial General Liability and Sport Accident Insurance protection.

The NWTSA Insurance policies apply specifically to registered players, coaches, referees, NWTSA Directors, and Staff. Volunteers listed in member's records, and parent volunteers while supervising registered players at sanctioned games, practices, or events. Both indoor and outdoor seasons are covered.

Insurance Policy 

Commercial General Liability Policy  

This consists of  ALL NWTSA sanctioned practices, games, tournaments, related training activities and related approved travel. 

Limits of Liability:

Each Occurance                                                                          $2,000,000
Tenants Legal Liability -any one premises                                  $ 250,000
Medical Expense- any one person                                              $1,000
Aggregate Limit-Products/Completed Operations Hazard          $1,000,000
Non Owned Automobile                                                                $2,000,000

Sport Accident Insurance Policy

Sport Accident Policy
Athletic Accident Claim Form

If you are injured in a sanctioned game or practice, please fill out the Sport Accident Claim form within 30 days.

The Sport Accident Insurance Policy is in place to ensure that you are not out-of-pocket for medical expenses incurred through a soccer injury. These are injuries that result in the following losses within 365 days after the date of accident. Please note these amounts are above what would normally be covered by NWT Health Care, and Private Health Care Plans.  The policy does not cover lost wages from employment.

Death $10,000 any  one insured        
Loss of two (2) or more limbs or total and irrecoverable loss of sigh of both eyes or hearing in both ears or any combination thereof $20,000 any one insured
Loss of one limb or total and ireecoverable loss of sight of one eye or total hearing in one ear $15,000 any one insured
Loss of thumb or index finger $2,000 any one insured
Quadriplegia (complete paralysis of both upper and lower limbs) $20,000 any one insured
Paraplegia (complete paralysis of lower limbs) $20,000 any one insured
Hemiplegia (complete paralysis of upper and lower limbs of one side of the body) $20,000 any one insured
Any injury which prevents the insured from engaging in any occupation or employment for which he/she is reasonably suited by education, training or experience continuously for a period of twelve (12) months from the date of the accident and is deemed to be permanent or irrecoverable $20,000 any one insured

Important Note: Benefits with respect to quadriplegia, paraplegia and hemiplegia require total paralysis of the limbs which shall have been continuous for a period of twelve (12) months from the date of the accident and is deemed to be permanent and irrecoverable.

Indemnity provided with respect to the above items will not be paid under any circumstances for more than one for the losses, the greatest, sustained by any one insured as the result of any one accident. 

Prosthetic Appliances $3,000 any one insured
Blanket Medical Expense Reimbursement $10,000 any one insured
Rehabilitation Benefit $3,000 any one insured
Tuition Benefit $2,000 any one insured
Special Treatment Travel Expense $1,000 any one insured
Out of Province/Territory - Excess Surgical and Medical Accident Benefits (applicable only within Canada) $10,000 any one insured
Emergency Transportation Benefit $50 any one insured
Eyeglass & Contact Lens Expense $100 any one insured
Blanket Dental Accident Reimbursement $5,000 any one insured
Dentures, Hearing Aides and Removable Teeth Expense $200 any one insured

Fracture or Dislocation Benefit (including Greenstick Type Fracture):

of the skull (depressed)
of the skiull (not depressed)
of the spine (one or more vertebrae)
of the lower jaw (alveolar process accepted)
of the upper jaw
of the shoulder (dislocation)
of the clavicle (collar bone)
of the scapula (shoulder bone)
of the elbow
of the hip
of the pelvis
of the thigh (femur)
of the knee cap
of the sacrum or coccyx
of the sternum
of the leg (tibia or fibula)
of the upper arm (humerus)
of the forearm (radius or ulna)
of the hand or wrist ( other than phalanges)
of the foot (other than phalanges)
of the ankle 

 

$500 any one insured
$500 any one insured
$250 any one insured
$75 any one insured
$75 any one insured
$50 any one insured
$75 any one insured
$75 any one insured
$50 any one insured
$125 any one insured
$125 any one insured
$125 any one insured
$100 any one insured
$100 any one insured
$50 any one insured
$100 any one insured
$100 any one insured
$100 any one insured
$100 any one insured
$100 any one insured
$50 any one insured