Last Updated: Dec 4th, 2014
NWT Soccer Association (NWTSA) covers its Members with Commercial General Liability and Sport Accident Insurance protection.
The NWTSA Insurance policies apply specifically to registered players, coaches, referees, NWTSA Directors, and Staff. Volunteers listed in member's records, and parent volunteers while supervising registered players at sanctioned games, practices, or events. Both indoor and outdoor seasons are covered.
This consists of ALL NWTSA sanctioned practices, games, tournaments, related training activities and related approved travel.
Limits of Liability:
Each Occurance $2,000,000
Tenants Legal Liability -any one premises $ 250,000
Medical Expense- any one person $1,000
Aggregate Limit-Products/Completed Operations Hazard $1,000,000
Non Owned Automobile $2,000,000
If you are injured in a sanctioned game or practice, please fill out the Sport Accident Claim form within 30 days.
The Sport Accident Insurance Policy is in place to ensure that you are not out-of-pocket for medical expenses incurred through a soccer injury. These are injuries that result in the following losses within 365 days after the date of accident. Please note these amounts are above what would normally be covered by NWT Health Care, and Private Health Care Plans. The policy does not cover lost wages from employment.
|Death||$10,000 any one insured|
|Loss of two (2) or more limbs or total and irrecoverable loss of sigh of both eyes or hearing in both ears or any combination thereof||$20,000 any one insured|
|Loss of one limb or total and ireecoverable loss of sight of one eye or total hearing in one ear||$15,000 any one insured|
|Loss of thumb or index finger||$2,000 any one insured|
|Quadriplegia (complete paralysis of both upper and lower limbs)||$20,000 any one insured|
|Paraplegia (complete paralysis of lower limbs)||$20,000 any one insured|
|Hemiplegia (complete paralysis of upper and lower limbs of one side of the body)||$20,000 any one insured|
|Any injury which prevents the insured from engaging in any occupation or employment for which he/she is reasonably suited by education, training or experience continuously for a period of twelve (12) months from the date of the accident and is deemed to be permanent or irrecoverable.||$20,000 any one insured|
Important Note: Benefits with respect to quadriplegia, paraplegia and hemiplegia require total paralysis of the limbs which shall have been continuous for a period of twelve (12) months from the date of the accident and is deemed to be permanent and irrecoverable.
Indemnity provided with respect to the above items will not be paid under any circumstances for more than one for the losses, the greatest, sustained by any one insured as the result of any one accident.
|Prosthetic Appliances||$3,000 any one insured|
|Blanket Medical Expense Reimbursement||$10,000 any one insured|
|Rehabilitation Benefit||$3,000 any one insured|
|Tuition Benefit||$2,000 any one insured|
|Special Treatment Travel Expense||$1,000 any one insured|
|Out of Province/Territory - Excess Surgical and Medical Accident Benefits (applicable only within Canada)||$10,000 any one insured|
|Emergency Transportation Benefit||$50 any one insured|
|Eyeglass & Contact Lens Expense||$100 any one insured|
|Blanket Dental Accident Reimbursement||$5,000 any one insured|
|Dentures, Hearing Aides and Removable Teeth Expense||$200 any one insured|
Fracture or Dislocation Benefit (including Greenstick Type Fracture):
of the skull (depressed)
$500 any one insured
Northwest Territories Soccer Association - http://www.nwtkicks.ca